The insurance industry has endured substantial challenges in 2004, including four major hurricanes costing $20 to $30 billion and allegations of fraud and bid rigging. In addition, some believe that the life-insurance sector as a whole cannot continue its run of price appreciation following two years of stock market outperformance. While the outlook for further margin improvement in 2005 is uncertain, many companies have the potential to sustain high levels of profitability.

Hear executives from some of the leading insurance companies discuss the near-term challenges, opportunities, and overall outlook for the industry. See for yourself why this is the one industry conference you can't afford to miss!