How Recent Legislative Changes Makes HSAs Even More Attractive

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Event Date/Time: May 02, 2007 End Date/Time: May 02, 2007
Registration Date: Apr 27, 2007
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How Recent Legislative Changes Makes HSAs Even More Attractive
A Complimentary Audio Conference and Webinar Event from The Principal Financial Group
Wednesday, May 2nd, 2007 at 1PM EST

A Complimentary Audio Conference and Webinar Event from The Principal Financial Group

Health Savings Accounts (HSAs) have generated significant attention since their creation in 2003. Millions of Americans have found them to be an effective answer to rising health care costs. HSAs encourage participants to make informed health and health care decisions that help drive cost control. The Tax Relief and Health Care Act of 2006 included seven significant improvements to HSAs:
8. Increase in annual HSA contributions
9. Full year HSA contributions for mid-year enrollees
10. Certain FSA coverage treated as disregarded
11. One-time transfer from IRA to HSA
12. Rollovers from FSAs and HRAs into HSAs
13. Greater contributions for lower-paid employees
14. Earlier cost of living indexing

In this presentation, you will learn:
• The details of the seven changes to HSAs
• How these changes make HSAs more attractive by
o Providing greater flexibility to design a program to meet your specific needs
o Eliminating certain restrictions
o Making them easier to administer and use

• Executives with Health Plans, TPAs, and Trust Funds
• Health Plan and TPA Sales and Marketing Staff
• Planning, Product and Development Staff with Health Plans and TPAs
• Other Health Plan, TPA and Trust Fund staff
• Employee Benefit Managers
• Human Resource Managers
• Other Employer Executive
• Legal and Regulatory Staff
• Benefit Consultants
• Insurance Agents
• Associations and Coalitions representing Employers, Health Plans and TPAs
• Industry Media Representatives

Jerry Ripperger, ACS, ALHC, FLMI, HIA, MHP, Director of Consumer Health, The Principal Financial Group Jerry Ripperger is the Director of Consumer Health for the Principal Financial Group. For more than 19 years, he has been involved in developing and implementing health coverage for owners and employees of growing businesses.
Ripperger is an expert on consumer driven healthcare, including health savings accounts (HSAs). He is a recognized industry authority, spokesperson and author, with work printed in such notable trade publications as HR Magazine,, Employee Benefit News, The Talent Economy, Broker World, National Underwriter and Best's Review. He is also a well sought-after thought leader, serving as an expert source on consumer healthcare for such prominent media outlets as the Associated Press, Forbes, CNN/Money, The Wall Street Journal, and Dow Jones.
In addition to his day-to-day responsibilities, Ripperger routinely tours the country educating employee benefit brokers on how to best serve business owners in meeting the challenge of rising healthcare costs with consumer driven healthcare plan models.

About the Principal Financial Group
The Principal Financial Group(R) (The Principal(R))* is a leader in offering businesses, individuals and institutional clients a wide range of financial products and services, including retirement and investment services, life and health insurance, and banking through its diverse family of financial services companies and national network of financial professionals. A member of the Fortune 500, the Principal Financial Group has $206.0 billion in assets under management** and serves some 16.3 million customers worldwide from offices in Asia, Australia, Europe, Latin America and the United States. Principal Financial Group, Inc. is traded on the New York Stock Exchange under the ticker symbol PFG.
For more information, visit
* "The Principal Financial Group" and "The Principal" are registered service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.
** As of June 30, 2006

Register online at Slots for this event are limited. Please register promptly. All registrations are subject to review and approval by The Principal Financial Group. If you have questions, contact Patty Jamison at the Healthcare Web Summit Office at 209.577.4888 for more information. We look forward to your participation in this event!

Deadline to register: Friday, April 27th, 2007. After this date, you can request a Post-Summit CD by going to:


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