Bank has always been the largest creditor of any companies. It often easy to deal with trade creditors, but difficult to appease banker. If only debtor knows how a bank works, then, he will be able to work out proposals to pare down secured or unsecured debts of his company.

Rather than going blindly to secure the cooperation of banker, the finance officer, after attending this course, shall be competent to implement or negotiate strategies to settle or revise its existing terms, and apply for further financing to stay afloat. Sometimes we wonder why bank acts so tough, and at other times it cooperates so readily.

If bank does not wish to relent, then this module will show the same officer the aids available from Small Debt Resolution Committee so as to quickly pump in new moneys into the heart of his business, or at least receive some indulgences, though not forthcoming from bank, that will save his business from the brink of bankruptcy.