Financial sector policies in India have long been driven by the
objective of increasing financial inclusion, but the goal of
universal inclusion is still a distant dream. For a financial system
to be truly inclusive, it should meet the needs of everyone who
can fruitfully use financial services, including the poor.
For the developing countries like India, microfinance has come as
a breakthrough in the philosophy and practices of poverty
eradication , economic empowerment and inclusive growth. Yet
given the enormity of economic compulsions and complexities in
developing countries, microfinance is an unfinished agenda.
However, over the last several years, the Indian microfinance
industry has undergone considerable evolution. The poor need a
diverse range of financial instruments to be able to build assets,
stabilize consumption and protect themselves against risks. It is
achieved through investing money received through micro finance
with or without the help of NGOs in business depending upon their
capacity and capability.
It is expected that micro finance can help the poor to increase
income, build viable businesses, and reduce their vulnerability to
external shocks. Researches and studies show that there is need
for deepening / new product / different model for micro finance as
the existing level has not helped them sufficiently to come out of
poverty.
Therefore, in response to the prevailing scenario, Faculty of
Management Studies, Banaras Hindu University, Varanasi, Uttar Pradesh , India is proud to organize a two-day
conference on the theme of 'Inclusive Growth and Microfinance
Access' on 29-30th January 2011 at the University campus. The
event will bring together investors, policymakers, social
entrepreneurs, practitioners, small business owners,
academicians , researchers and curious individuals to explore how
microfinance produces jobs, increases incomes, and create
opportunities to build stable and sustainable communities.

Original articles, research papers and case studies from both academics and practitioners are invited for presentation.Selected papers will be published in the form of a.The Best Paper Award, Best Student Paper Award, Best Poster Award and Best Case Study Award will be given for contributions showing outstanding merit and deserving recognition. The following non residential fee per participant is payable by cash or through a demand draft in favour of the Dean, Faculty of Management Studies, Banaras Hindu University payable at Varanasi. Professionals: Rs. 4000/- Academicians: Rs. 1500/- Students: Rs. 750/-